Scripture References to Usury, Interest
(All references are from the New King James Bible)
25 " If you lend money to any of My people who are poor among you,
you shall not be like a moneylender to him; you shall not charge him interest.
26 "If you ever take your neighbor's garment as a pledge, you shall return it to him before the sun goes down.
27 "For that is his only covering, it is his garment for his skin. What will he sleep in? And it will be that when he cries to Me, I will hear, for I am gracious. (Exodus 22:25-27)
35 ' If one of your brethren becomes poor, and falls into poverty among
you, then you shall help him, like a stranger or a sojourner, that he
may live with you.
36 'Take no usury or interest from him; but fear your God, that your brother may live with you.
37 'You shall not lend him your money for usury, nor lend him your food at a profit. (Leviticus 25:35-37)
19 " You shall not charge interest to your brother -- interest on
money or food or anything that is lent out at interest.
20 "To a foreigner you may charge interest, but to your brother you shall not charge interest, that the LORD your God may bless you in all to which you set your hand in the land which you are entering to possess. (Deuteronomy 23:19,20)
10 "I also, with my brethren and my servants, am lending them money
and grain. Please, let us stop this usury!
11 "Restore now to them, even this day, their lands, their vineyards, their olive groves, and their houses, also a hundredth of the money and the grain, the new wine and the oil, that you have charged them." (Nehemiah 5:10,11)
5 He who does not put out his money at usury, Nor does he take a bribe
against the innocent. He who does these things shall never be moved. (Psalm
8 One who increases his possessions by usury and extortion Gathers it
for him who will pity the poor. (Proverbs 28:8)
24:1 Behold, the LORD makes the earth empty and makes it waste, Distorts
its surface And scatters abroad its inhabitants.
2 And it shall be: As with the people, so with the priest; As with the servant, so with his master; As with the maid, so with her mistress; As with the buyer, so with the seller; As with the lender, so with the borrower; As with the creditor, so with the debtor.
3 The land shall be entirely emptied and utterly plundered, For the LORD has spoken this word. (Isaiah 24:1-3)
10 Woe is me, my mother, That you have borne me, A man of strife and
a man of contention to the whole earth! I have neither lent for interest,
Nor have men lent to me for interest. Every one of them curses me. (Jeremiah
7 If he has not oppressed anyone, But has restored to the debtor his
pledge; Has robbed no one by violence, But has given his bread to the
hungry And covered the naked with clothing;
8 If he has not exacted usury Nor taken any increase, But has withdrawn his hand from iniquity And executed true judgment between man and man;
9 If he has walked in My statutes And kept My judgments faithfully -- He is just; He shall surely live!" Says the Lord GOD. (Ezekiel 18:7-9)
13 If he has exacted usury Or taken increase -- Shall he then live? He
shall not live! If he has done any of these abominations, He shall surely
die; His blood shall be upon him. (Ezekiel 18:13)
17 Who has withdrawn his hand from the poor And not received usury or
increase, But has executed My judgments And walked in My statutes -- He
shall not die for the iniquity of his father; He shall surely live! (Ezekiel
12 "In you they take bribes to shed blood; you take usury and increase;
you have made profit from your neighbors by extortion, and have forgotten
Me," says the Lord GOD. (Ezekiel 22:12)
14 " For the kingdom of heaven is like a man traveling to a far country, who called his own servants and delivered his goods to them.
15 "And to one he gave five talents, to another two, and to another one, to each according to his own ability; and immediately he went on a journey.
16 "Then he who had received the five talents went and traded with them, and made another five talents.
17 "And likewise he who had received two gained two more also.
18 "But he who had received one went and dug in the ground, and hid his lord's money.
19 "After a long time the lord of those servants came and settled accounts with them.
20 "So he who had received five talents came and brought five other talents, saying, 'Lord, you delivered to me five talents; look, I have gained five more talents besides them.'
21 "His lord said to him, 'Well done, good and faithful servant; you were faithful over a few things, I will make you ruler over many things. Enter into the joy of your lord.'
22 "He also who had received two talents came and said, 'Lord, you delivered to me two talents; look, I have gained two more talents besides them.'
23 "His lord said to him, 'Well done, good and faithful servant; you have been faithful over a few things, I will make you ruler over many things. Enter into the joy of your lord.'
24 "Then he who had received the one talent came and said, 'Lord, I knew you to be a hard man, reaping where you have not sown, and gathering where you have not scattered seed.
25 'And I was afraid, and went and hid your talent in the ground. Look, there you have what is yours.'
26 "But his lord answered and said to him, 'You wicked and lazy servant, you knew that I reap where I have not sown, and gather where I have not scattered seed.
27 'So you ought to have deposited my money with the bankers, and at my coming I would have received back my own with interest.
28 'Therefore take the talent from him, and give it to him who has ten talents.
29 'For to everyone who has, more will be given, and he will have abundance; but from him who does not have, even what he has will be taken away. (Matthew 25:14-29)
11 Now as they heard these things, He spoke another parable, because
He was near Jerusalem and because they thought the kingdom of God would
12 Therefore He said: "A certain nobleman went into a far country to receive for himself a kingdom and to return.
13 "So he called ten of his servants, delivered to them ten minas, and said to them, 'Do business till I come.'
14 "But his citizens hated him, and sent a delegation after him, saying, 'We will not have this man to reign over us.'
15 "And so it was that when he returned, having received the kingdom, he then commanded these servants, to whom he had given the money, to be called to him, that he might know how much every man had gained by trading.
16 "Then came the first, saying, 'Master, your mina has earned ten minas.'
17 "And he said to him, 'Well done, good servant; because you were faithful in a very little, have authority over ten cities.'
18 "And the second came, saying, 'Master, your mina has earned five minas.'
19 "Likewise he said to him, 'You also be over five cities.'
20 "Then another came, saying, 'Master, here is your mina, which I have kept put away in a handkerchief.
21 'For I feared you, because you are an austere man. You collect what you did not deposit, and reap what you did not sow.'
22 "And he said to him, 'Out of your own mouth I will judge you, you wicked servant. You knew that I was an austere man, collecting what I did not deposit and reaping what I did not sow.
23 'Why then did you not put my money in the bank, that at my coming I might have collected it with interest?'
24 "And he said to those who stood by, 'Take the mina from him, and give it to him who has ten minas.'
25 ("But they said to him, 'Master, he has ten minas.')
26 'For I say to you, that to everyone who has will be given; and from him who does not have, even what he has will be taken away from him. (Luke 19:11-26)
It is important to note that most of the Scriptures are from the Mosaic Covenant, a specific Covenant Yahweh made with a specific people (Israel) in a specific land for a designated time which ended when the New Covenant was established. The Mosaic Law was symbolic of higher truths and it is that which we must seek when looking at the Mosaic Law. If we are not to return to slaughtering animals and stoning our rebellious children, we must be careful about applying rules for living in Israel under the Old Covenant in an agricultural kingdom. We live in much different times. Read Galatians, especially chapters 3, 4, and 5 to see that we are NOT to mix the two lest we fall from grace and get under condemnation. 2 Cor. Chapter 3 is another good chapter to become thoroughly acquainted with. The key is to find out what these types and shadows point to. Mixing wool and linen (flax), for example, points to not mixing Mosaic Law (causes sweat which speaks of works) and Grace (linen, absorbs sweat and speaks of ceasing from our labors and entering the rest of God under Grace.) If we go back to the Mosaic Law, we fall from Grace. (Galatians 5:4)
Furthermore, we must be careful how we interpret New Testament parables. Many assume this parable speaks of Jesus as the "Lord" in the parable. This is NOT the case. This "Lord" was "austere" or "hard." Jesus is not. This Lord reaped where He did not sow. Jesus does not. It is vital we get the aid of the Holy Spirit on how to understand the types and shadows of the Old Covenant and apply them to ourselves in spiritual ways. And it is vital we understand the parables by the Holy Spirit and not some Bible commentary or marginal note in a Study Bible. Gary Amirault
Further information regarding rightly dividing between the Mosaic Covenant and the New Covenant see the following articles, tracts, and booklets at http://www.tentmaker.org
Old Covenant Compared to the New Covenant (under "tracts" at
the Tentmaker Site)
The Tithe is Abolished (under "books" at the Tentmaker Site)
The Pillar Laws of the New Covenant (under "books" at the Tentmaker Site)
Audio tapes on the subject may be ordered by writing for an order form at the address below. Some audio tapes which touch this subjects are:
Which Laws to Keep?
The Tithe is Illegal
What Does God Require of Us?
The Church is a Rich Prostitute