Good post Sheila...by the way, I have been enjoying your posts on different threads

. And others are making some good points too, even those I may differ with on some doctrinal issues...We all have our measures of understanding God grants us...
IMO, salvation, by grace through faith...and THAT not of ourselves...we can't boast...we can only glory in the cross of Christ. If we hold a view of the cross (many times I have not and am guilty of forgetting/neglecting)
His work there keeps us humble...and saved
Doc, this spoke to me today as a witness to your post yesterday that having Christ in us, ensures the works of salvation...not our effort, but His in us...
10If Christ is in you, though the body is dead because of sin, yet the spirit is alive because of righteousness.
11But if the Spirit of Him who raised Jesus from the dead dwells in you, He who raised Christ Jesus from the dead will also give life to your mortal bodies through His Spirit who dwells in you.
12So then, brethren, we are under obligation, not to the flesh, to live according to the flesh--
13for if you are living according to the flesh, you must die; but if
by the Spirit you are putting to death the deeds of the body, you will live.
14For all who are being led by the Spirit of God, these are sons of God.
15For you have not received a spirit of slavery leading to fear again, but you have received a spirit of adoption as sons by which we cry out, "Abba! Father!"
As I understand, we do nothing to get Him and His spirit in us, except use the faith that
He gives us, to believe on Him ...What else can Him being the Author and Finisher of our salvation possibly mean? I believe it. To God be the glory.