We were saved when the incorruptible seed was planted in our heart, we are being saved through progressive sanctification, we will be saved at the resurrection, (the first resurrection, if we are overcomers) 
I "amen'd" this. Since then I've been doing some further study tonight. I've come up with some pretty exciting things, that go right along with this quite well. The information I eventually post will be quite long, but here's a quick "hint";
it has to do with the initial salvation of the
spirit, what you describe as "the incorruptible seed planted in our heart" John, and what I've been stressing as the ecclesia being saved now, the elect, which cannot be lost. When made part of the family, sealed with the Holy Spirit, he/she cannot ever become NOT part of the family.
Another piece of it though, is that the
soul is in the process of being saved through this life - through sanctification, learning through our trials and tribulations, yielding to Him and His will (yes, works!) -
yet those works must still be His works through us, empowering us,
or else it's filthy rags! But if we're rebellious, resist, demand to go our own way, refuse His ongoing Lordship, then the
soul can be lost. But it's NOT THE SAME as the
spirit becoming lost, that again, was saved forever when His incorruptible seed was placed in us. It has to do with
rewards, position of service, ruling and reigning with Christ, and retaining the parts of us that overcame, that survived the fire of testing. It has to do with Paul saying he delivered the one over to satan, so his works would be burned but his spirit would be saved.
Then the final piece is the saving of the
body at resurrection - obviously,
future tense. To be obtained when we're given immortality, when corruption takes on incorruption.
So as you said John, the elect are saved now (our spirit) by believing on Jesus as Savior. That's it. That's done, not to be reversed. But we're BEING saved (soul) through obedience, maturity, growth, overcoming - earning a position of closeness to the throne, to rule and reign WITH Christ. Not just "out of punishment" [that's the spirit saved] but actually
in His presence, being fellow workers, joint heirs, ruling and reigning from the throne with Jesus. Then finally, our body WILL BE saved, when we're given immortality, the other side of the grade.
3 stages. Stage 1 (spirit) at time of belief and forever sealed for the believer, called out by the Holy Spirit, non-revocable, the elect predestined before time; stage 2 (soul) now and ongoing, but may not happen for many believers who just choose to "slip in", "riding on grace's coat-tails", who resist His leading, and who do not follow the path of sanctification and being purified in this life; and stage 3, future, (body) when we become immortal.
I still have questions about this, but what I've found may clear up some things for me. We'll see. I'll post the background info for this, and it may be good for further discussion, self-reflection, and further seeking of God's way.
Blessings, James.
P.S. John, I just realized. The Hebrews 10 verse you quoted earlier that I sort of "stumbled over" says, "THE PRESERVATION OF THE
SOUL FROM DESTRUCTION!" I really wondered about the 'soul' part of it, but couldn't quite get my head around it. Wow. You think there's something here John? It really is much of what we've both been saying, but sort of puts it in neater, more understandable "packages". Rightly dividing the Word of truth? What do you think?